Insurance payouts stopped if new psychological tests brand claimants liars

Insurance payouts stopped if new psychological tests brand claimants liars 

 http://www.screplays.org/wp-content/uploads/2010/09/Obtaining-Multiple-Car-Insurance-Quotes.gif

Insurers are looking to reject car insurance and home insurance payouts by analysing claims with psychological techniques designed to catch fraudsters.

The psychology tests were applied to 900 suspect claims supplied by insurance giants AXA, RSA, Aviva and Zurich between August and November last year – with the result that 51% of the home insurance claims and 47% of the car insurance claims were flagged as potential scams.
The insurers refused any payouts on these policies.

Police and legal firms already test the truth of witness statements in criminal cases with Criteria-Based Content Analysis (CBCA).

Now insurance claims handler The Innovation Group is trialling the technique for insurers by funding a £112,000 research programme at the University of Portsmouth.

CBCA is based on two principles: lying is more difficult than telling the truth, and liars are more concerned with the impression they make on others than truth tellers.

Truth detectives claim a 94% success rate

Fraud investigators trained in CBCA techniques allege a 94% success rate in determining fraudulent claims from assessing paperwork.

“The cost of fraud to insurance companies is about £2 billion and adds an average £44 to each home insurance policy,” said Robert Thomson, UK managing director at Innovation Group.

“It is in everyone’s interest to bring that down and clients are looking to service providers such as ourselves for help. Innovation Group is extending its counter-fraud business and making innovative use of investigative psychology in order to meet that demand. As a result, we can offer insurance companies a proven approach which delivers compelling return on investment.”

Experts claim CBCA is more reliable than other techniques for detecting fraudulent claims that involve technical investigations.

Cost of car insurance almost doubled in 2011

Cost of car insurance almost doubled in 2010

Insurers are piling on the charges for mums and dads who try and save some cash by putting their children on their policies as named drivers.

Most drivers saw an increase in the cost of car insurance, but the biggest shock was for parents in their early 50s who saw the price of comprehensive cover go up 43% in 2010.
Many families see no way out of the problem. Male drivers under 25 have to pay out more than £1,500 just for basic third party, fire and theft (TPFT). To keep costs down, parents add their sons and daughters to their own policies and face a massive increase in premiums as well.

Overall, a car insurance cost survey for the last quarter of 2010 by confused.com & EMB shows the average cost of comprehensive car insurance went up 40% last year, compared with 12.6% in 2009.

Drivers pay an average £695 for comprehensive insurance, but prices vary widely between postcodes – which is an increase of £45 in the past three months and £192 during 2010 while the average TPFT premium is £893.

Premiums vary across the country

Manchester and Merseyside saw an 11% increase in the last three months of the year – contributing to an annual rise of 49% – the highest in the UK. Other areas with annual cost increases of more than 45% were Inner London and Leeds/Sheffield.

Inner London has the highest average premium at £1,061. Central Scotland has had the lowest or second lowest rate of increase in four of the last five quarters.

Bradford, Bolton and East London have had the biggest annual rates of increase for comprehensive cover. Drivers in Kirkwall, Reading and Motherwell pay the lowest.

The cost of car insurance, rising fuel prices and the hike in VAT are leaving some motorists with painful financial decisions.

“Increases in car insurance costs on the scale witnessed in the past 12 months are likely to be a factor in putting many household budgets under pressure. The effect of them, plus the recent 1% increase in Insurance Premium Tax and rising fuel costs can only emphasise the need for value in purchasing decisions,” said Will Thomas, confused.com head of motoring.

Mesothelioma Lawyers San Diego, California

Mesothelioma Lawyers San Diego, California

Diego, CA. Meet your most serious mesothelioma lawsuit needs today.

This brief list of attorneys are in and serve the San Diego, California are. In this short list, you will be provided with all available contact information made available by these law firms. Please do not view the info that is being provided as an endorsement of any law firm named, that is not our intention of this information. It is very necessary that you go to great lengths in vetting the better attorneys and asbestos lawyers in San Diego for you and your families needs

Find mesothelioma lawyers in California

Find mesothelioma lawyers in California

Find mesothelioma lawyers in California area today. Finding the best law firm, asbestos attorneys Southern California and mesothelioma attorneys in California can possibly make a million dollar difference in your case results.
The California area has many capable lawyers, but in cases like these you want to absolutely do your due diligence in selecting the premiere attorneys. Our goal is to start you off with a few law firms to look into, so as to get a good scope of the quality of legal assistance available to you.

The brief list below will supply you with mesothelioma lawyers in California and all available contact information made available by these agencies. Any and all information given here should not be viewed as an endorsement of any law firm in particular by this website, that is not our intent at all. It is extremely important that you continue to research the best attorneys and asbestos legal advice for you and your families needs.



MESOTHELIOMA LAWYERS IN CALIFORNIA

1. Rose, Klein & Marias LLP (RKM)

•801 South Grand Avenue11th Floor
•Los Angeles, CA 90017-4613
•Phone: (213) 784-2801
•Fax: (213) 623-7755
NOTES: The law firm had its beginnings to the middle 1930's when Victor C. Rose, a 1934 graduate of the University of Michigan Law School, commenced practice in Los Angeles. He was joined in 1940 by Alfred M. Klein, a 1937 law graduate of the University of Utah. They were joined in 1946 by Eugene Marias, a then recent graduate of the University of Southern California law school. The three formally organized as a partnership for the practice of law in 1954 and the firm has practiced without interruption ever since.

For 70+ years, this law firm has offered specialized legal services in the fields of Workers' Comp and Personal Injury. The law firm presently consists of 40 lawyers including 18 partners, serving five Southern California counties from nine office locations - Los Angeles, San Fernando Valley, Covina, Glendale, Ontario, Orange, Long Beach, Ventura, as well as a San Diego law office.





2. Wasserman, Comden & Casselman L.L.P.

•801 S. Garfield Avenue, Suite 328
•Alhambra, CA 91801
•Phone: (626) 308-9882
•Fax: (626) 308-9538

NOTES: Find mesothelioma lawyers in California, this law firm was founded over 30 years ago on the premises that a sound and successful legal practice must be based upon good communication between attorney and client and that the rendering of services must be in a timely and cost effective manner. Their team includes lawyers with an intimate knowledge of insurance and business law and experienced trial lawyers. Members of their staff include former businessmen and experts in real estate and property issues. Their attorneys have presented seminars to such organizations as the American Bar Association and the California Judges Association and have served as professors at local law schools. Their expertise has also been used to draft key legislation to assist courts in managing civil litigation.



3. Law Offices of Mauro Fiore, Jr.

•1901 West Pacific Avenue,Suite 260
•West Covina, CA 91790-2090
•Phone: (626) 856-5856
•Fax: (626) 856-0886

NOTES: When searching for asbestos attorneys, Southern Califorinia has a great selection. This law firm focuses exclusively on personal injury law. Attorney Mauro Fiore, Jr. is the founder and head attorney in charge. The law firm is comprised of a staff of experienced and knowledgeable personal injury lawyers, investigators and supporting managerial and secretarial assistants to better service their clients. Every employee at the Law Offices of Mauro Fiore, Jr. is bilingual in English/Spanish.


SELECT YOUR MESOTHELIOMA LAWYER WISELY

When trying to find a great mesothelioma lawyer in California it is of the utmost importance to fully research all potential hires. You need to be sure that your asbestos attorneys in Southern California are highly skilled at obtaining monetary settlements in these serious cases. More times than not, companies want to avoid meeting in a court of law against a good mesothelioma attorney.

As a result, a good number of lawsuits have been filed on behalf of patients, and some settlements have been known to reach seven figures.

It is vital that you receive the best legal advice made available, avoid settling for mesothelioma lawyers California that have anything less than decades of experience in pursuing compensation for victims of asbestos.

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If you have lost your important data due to any reason and want to recover it as soon as possible, feel free to contact Data Recovery Denver Services Co anytime and speak to their customer care executive. Typically, it takes 2-5 days to resolve your problems depending upon the complexity of the problem.

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The company offers its services regardless of the size of your business. You can avail their services even if you are a student or run a small self owned business. Data Recovery Denver offers the best recovery services in Denver Colorado at reasonable prices. It has the highest success rate in data recovery in the industry. So, whatever your needs, feel free to contact them anytime. They have a solution for all your unique data recovery needs and requirements.

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Mesothelioma - What is it

Mesothelioma is a disease that develops after prolonged exposure to a material called asbestos. Asbestos, in wide use in industrial applications since the industrial revolution, where used in insulation materials, cement, brake linings, gaskets, flooring products, textiles. The link between asbestos and mesothelioma has caused many countries to ban its use completely.

Mesothelioma is considered to be a rare form of cancer that develops in the mesothelium. This is the membrane that covers most of the internal organs of the human body. This membrane produces a lubricating fluid which allows moving organs such as the heart or the lungs to do so smoothly and with less friction as it comes into contact with adjacent organs or body parts.
The cancer forms when asbestos fibers are inhaled or otherwise ingested by a person. These fibers work their way into the layers of the mesothelium leading to the development of cancer cells.

After exposure to asbestos, one does not develop the symptoms of mesothelioma immediately. The symptoms can appear after twenty to fifty years and can often be mistaken for something else since the symptoms are similar to other diseases too. A person is often diagnosed with the cancer only after a biopsy has been made. However, occupational exposure to asbestos is a major risk factor for mesothelioma and knowledge of this fact by the diagnosing doctor should alert him or her to the possibility of the development of this disease. The symptoms of the disease include:

· Shortness of breath, cough and chest pains
· Fatigue or anemia
· Blood in the sputum
· Abdominal pain
· Weight loss
· Jaundice
· Low blood sugar level

Treatment is available for mesothelioma, but total recovery from the disease is exceedingly rare. As with most cancer treatments, early identification improves chances if recovering from it. Among the methods doctors use in treating this disease include:

· Surgical removal of the affected part of the organ or of the tumor
· Radiotherapy and chemotherapy
· Immunotherapy
· Heated Intraoperative Intraperitonal Chemotherapy, which involves the surgical removal of the tumor and the direct application of heated chemotherapy medication into the abdomen which is drained after an hour or two.
· Multimodal Therapy or a combination of surgery, chemotherapy and radiation.

Should you suspect you have this disease, immediately consult your physician.

Car Insurance Quotes -1

Car Insurance Quotes

Below are some good sites to get free cheap car insurance quotes:


www.StateFarm.com
www.GEICO.com
www.Allstate.com 
www.aaa.com
www.nationwide.com

There are many more websites where you can get a free and cheap car insurance
Quotes.

Some of these websites only ask you to enter your zip code to get free car insurance quotes. You can compare car insurance rates from multiple auto insurance providers online. Everyone can benefit from cheap car insurance quotes. There are many things that consumers can do to help ensure they get cheap car insurance quotes for their vehicle. Consumers can find cheap auto insurance listings in a yellow book.

Finding cheap car insurance is the main priority of many consumers. Even more important is finding cheap car insurance from a good dealer or business so you know that the car insurance policy will be there when you require it. Thankfully, there are a number of things buyers can do to help lower their prices ensure that they find the  cheap car insurance from businesses that they can work out a deal with. We suggest that you choose the cheapest car insurance quote for best coverage.  A cheap auto insurance quote is so easy to find, that all you really have to do is Google cheap auto insurance quotes.

You can save a lot of money on free cheap car insurance quotes online now. Getting a cheap car insurance quote is so easy these days.

Life insurance is a contract that pledges payment of an amount

Life insurance is a contract that pledges payment of an amount
to the person assured (or his nominee) on the happening of the event insured against.

Hot Sexsy Girl

Car Insurance Quotes

Below are some good sites to get free cheap car insurance quotes:

There are many more websites where you can get a free and cheap car insurance
Quotes.

Some of these websites only ask you to enter your zip code to get free car insurance quotes. You can compare car insurance rates from multiple auto insurance providers online. Everyone can benefit from cheap car insurance quotes. There are many things that consumers can do to help ensure they get cheap car insurance quotes for their vehicle. Consumers can find cheap auto insurance listings in a yellow book.

Finding cheap car insurance is the main priority of many consumers. Even more important is finding cheap car insurance from a good dealer or business so you know that the car insurance policy will be there when you require it. Thankfully, there are a number of things buyers can do to help lower their prices ensure that they find the  cheap car insurance from businesses that they can work out a deal with. We suggest that you choose the cheapest car insurance quote for best coverage.  A cheap auto insurance quote is so easy to find, that all you really have to do is Google cheap auto insurance quotes.

You can save a lot of money on free cheap car insurance quotes online now. Getting a cheap car insurance quote is so easy these days.

Health Insurance

Health Insurance

 

ICICI Pru Health Saver 
A whole of life comprehensive health insurance policy which provides a hospitalisation cover for you and your family and reimburses all other medical expenses not covered in the hospitalisation benefit by building a health fund for you and your family.

Retirement & pension plans help you provide for your financial

Retirement & pension plans 

 China Girl
help you provide for your financial needs in your post retirement years. A Retirement Calculator is the ideal place to start when deciding on a pension plan. Evaluate your Retirement Options now.

A Life insurance plan ensures your family’s financial security

A Life insurance plan ensures your family’s financial security, even in your absence.  Use the Life Insurance Calculator to evaluate Life insurance premiums and learn more about Life Insurance.

Health insurance allows you to safeguard against medical treatment expenses

Health insurance allows you to safeguard against medical treatment expenses. There are various health insurance schemes with extensive coverage. Learn more about our Health Insurance Policies and Health Plans now.

Term Life Insurance: A Low Cost Life Insurance Policy Option

Term Life Insurance: A Low Cost Life Insurance Policy Option





Need low cost life insurance? Take a look at the budget friendly option of a term life insurance policy. Term life insurance policy premiums are generally much cheaper than cash-value policies (universal and whole), especially if you are young and in good health and a low cost term life insurance policy does exactly what you expect it to do by financially taking care of your beneficiaries if you die. Here's the basics of a low cost term life...

Low Cost Term Life Insurance

Low Cost Term Life Insurance


Post your Term Insurance requirement Get & Compare Offers from the leading Insurance Companies ...

Whole Life Insurance Choices

Whole Life Insurance Choices



What is whole life insurance? A whole life insurance policy covers you for your entire life, not just for a specific period such as term insurance. Your death benefit and premium in most cases will remain the same. Whole life insurance also builds cash value, which is a return...

Family Floater Health Insurance

Family Floater Health Insurance


Family Floater Health Insurance from ICICI Lombard offers you the best of both world’s by taking care of your family’s health while helping you save on your taxable income. Secure your family against financial emergencies during sudden illness, surgery and accidents as well...

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